Avoid scams and concentrate on real $$$
Avoid scams and concentrate on real $$$
It is common to want to make money, but not all the means are ethical. A lot of people, feeling the pinch in these tough economic times, fall for the scams that promise easy money with almost no work. The truth is you may have a tough time seeing them coming because they can be quite convincing and sometimes even sound idealistic. Many of these schemes call for giving up your credit card information or investing a substantial amount upfront with promises that you will be reimbursed by some shady investment opportunity.
These companies are criminal enterprises and there are no exceptions. Take note of the following points:
Never give your credit card number to anyone for any reason. The company will either never use it or will unethically use it to take money from you by charging off the bogus charge. Many of these companies are based in foreign countries where fraud is not a problem and they will get away with this type of behavior because you are too lazy to protect yourself. Also, if there is ever a security breach, your identity is at serious risk.
Do not give out financial information over the phone or electronically over an insecure medium like email without verifying the company's legitimacy and their claims. The company with whom you are speaking may also be a scam and is gathering your information to take money from you. The best thing to do to avoid possible identity theft is not give out any information over the phone or on the internet unless you have verified the legitimacy of the source, including the website URL.
Legitimate companies do not need your credit card number or account number in order to "verify" it. If a company is asking for this information do not give it out. They likely want it for their own use, but tell you that it's so their system can verify your information.
Do not trust a company which claims to be an affiliate of some larger company. There are many websites that use the name of legitimate companies without their permission in order to get you to send them money. The best way to protect yourself from this is to ask for the name of their parent company and then using your favorite search engine, conduct a search for it. If the parent company does not exist than neither does the supposed affiliate.
These are just a few ways that you can avoid being taken advantage of by criminals who want to take your money with no intention on giving it back or delivering on their promises of riches beyond imagination. In fact, the criminals are the ones who lose because in the end, they usually have to pay out of their own pockets for the fraudulent activities. It really is that simple.
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AARP Info for Seniors in Alameda, CA
AARP Info for Seniors in Alameda, CA
When it comes to senior citizens' finances and retirements, everything is not as it seems. There is always a scam out there that is targeting senior citizens every year and unfortunately many seniors fall for them every day. That is why it is important to get information from reputable sources. Here are some tips that you can use in order to protect yourself from scams:
Dig a little deeper when you are looking for information about financial opportunities. You should always be wary of any source that promises too much and offers to get your money easily with minimal or no effort. The only way to make money is through hard work, not by giving it away or paying for it with a credit card. If there is an offer out there that appears too good be true, than it most likely isn't true and if you pay for it, your money will disappear right before your eyes.
You should also be wary of free services, products and information. These are usually scams as well, so do not give out your credit card number or any information. If you must pay for anything, make sure that you have verified that the company is legitimate before paying for their services.
Make sure to keep an eye on unsolicited emails. These can be phishing emails – designed to obtain your personal information which may later be used for identity theft – and there is no way to tell whether the information that you provide is safe or not. You should avoid giving out any personal information if it is not necessary and only use secure servers when completing transactions on the internet.
Shady investment opportunities can also be dangerous, especially when they sound too good to be true. Do not give anyone your money. If you have been approached by someone who claims to have a great investment opportunity and they make you sign a contract, get out of that deal as quickly as possible.
The best way to protect yourself from falling into the traps set by criminals is through education. You should always be researching these things on your own and making sure that you know who you can trust and who you cannot trust in these types of situations. The more information you have, the better off you will be and the less likely it will be that you will fall victim to a scam that promises riches but delivers only misfortune.
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AARP Info for Seniors in Alameda, CA
It is easy to get sucked into the charm of a mail order romance. However, there are some red flags that you need to be on the lookout for to ensure that you don't get taken advantage of. Here is how to check out the legitimacy of such a proposal:
Find out how old the matchmaker claims he or she is. If it's too good to be true, it probably is. Also, if he or she claims to be very young and inexperienced but has ample experience meeting people through online romantic services or has been doing this for years, then this should raise a red flag in your mind. If a matchmaker claims to be young, but asks you very personal questions about your life, this should also raise a red flag.
Make sure that the matchmaker is not asking for money in order to help you gain access to their services or provide you with love. Legitimate matchmakers do not charge users to access their services because they are already making a profit from their business model. This is why you should avoid paying for anything that promises to deliver love or romance and instead pay only once you have met an individual who appeals to your sensibilities.
It is important that you know exactly what the matchmaker will be doing for you in return for your money. If you pay for the service and they do not follow through, then it is likely that you will have wasted your money. If a matchmaker wants to charge you an exorbitant amount of money or requires a monthly fee, be careful. This is because you should only pay once the matchmaker has delivered goods or services to you. And unfortunately, if they are asking for a large amount of money upfront, they most likely won't be able to deliver on their promises. You should also be wary of any matchmakers who will not allow you to use their service unless you sign a contract or agreement that states that all aspects of the service are confidential and cannot be shared with anyone.
Conclusion
If you are looking for a matchmaker, be wary of any that ask for money to provide you with their service. The best matchmakers are usually those that have established a good reputation through word of mouth. If they have been in business for a while and they say they can meet your needs, then you should consider giving them the opportunity to do so.
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AARP Info for Seniors in Alameda, CA
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