6 Common Property Insurance Mistakes - You Could Lose Everything
Have you considered insuring your property against loss or damage too often? Find out how some basic mistakes can cost you not only your home, but also everything that could be in it. There are six common errors to avoid on the road to a safe and financially responsible property insurance plan.
Mistake One: Excessive Coverage;
Mistake Two: Unnecessary Liability Coverage;
Mistake Three: Dropping a Necessary Protection Plan;
Mistake Four: Forgetting About the Risks of Climate Change
Mistake Five: Failing to Check Your Limited Policy’s Fine Print;
And Mistake Six: Taking Too Few Photos as Documentation.
Facts speak for themselves. The best way to stay on top of your insurance is to make sure you are completely informed.
1st Edition, 2012,
This book is written as a checklist for the buyer of a vacation or retirement home, condominium, cottage or commercial property in Canada. The book explains all the process of buying a property from start to finish and covers subjects like financing your purchase, real estate agency fees and closing costs and other related expenses.
A considerable amount of detail is also covered in the book including how to prepare the property for showing, home repair and maintenance tips.
The book also includes chapters on securing a mortgage while buying a property and what to do if you find out there is a problem with the property.
Although written for Canadian readers, many of these key lessons can be applied to other countries as most countries have similar systems in place when it comes to buying property. The difference will be the system around financing your purchase and how you close on your transaction. If you are heading out abroad, it is important to consider all your options before committing to one method over another.
This is a book that should be on your shelf and not just the shelf of someone who is looking to buy a property. It is the best way to ensure you find real value when you are ready to purchase a property.
-New Edition 2014
In this book I explain how to choose the right homeowners policy, why certain things are important and I cover what questions not to ask. This will help educate you and give you the knowledge needed when looking at your policy for the first time. I also take a look at how your policy differs from those of other homeowners in Canada.
The Canadian Association of Accredited Insurers (CAIA) is an association made up of property and liability insurance companies in Canada. The CAIA was established in July 1975.
The CAIA website has more information about how to become a member.
Matthew is a regular guest on various radio stations, newspapers and magazines.
News Articles:
Here are just a few of the news articles written about Matthew, some of which include his quotes:
Opinion Pieces:
Matthew lives in Oakville, Ontario with his wife and two children. He has been an active advocate for property owners in Canada for more than 30 years. During his career he started the first Property Owners Association in Ontario where he served as President for several years and then went on to become Senior Vice President of Marketing at the Insurance Bureau of Canada. He resigned that post in 2014 to start his own consulting firm, Matthew Moore Public Relations Inc.
Matthew has received numerous awards for his efforts to protect property owners including being named by Insurance and Financial Journal Online as one of the "Top 50 Most Influential People in Property and Casualty Insurance."
Matthew has been awarded the Queen's Golden Jubilee Medal and was a finalist for the Insurance Marketing Awards given out by the Insurance Marketing Awards.
Matthew is an Advisory Board Member of The Canadian Real Estate Association (CREA) as well as on the Editorial Board of Canadian Homeowner Magazine. He is also a member of Canadian Club, The Property Owners Association, Toronto Financial Forum and a member of several other organizations.
Matthew Moore PR Inc., is a retained Canadian public relations and strategic communications firm dedicated to serving the insurance and real estate sectors. Founded in 2014 by Matthew Moore, the company has offices in Oakville, Ontario and specializes in issues management, media relations, reputation protection, crisis management and corporate communications. The company has been identified as one of the top 40 insurance PR firms by PR Week Magazine (Oct 2015) due to its successful media campaigns for some of Canada's leading property and casualty insurers.
Matthew Moore PR Inc. is a full-service communications firm, and offers integrated strategic communications services that range from media relations, brand development and reputation management to issue management, crisis communications and social media strategy.
The company serves clients in the property and casualty insurance sector, including insurers of personal lines products such as home, auto and business insurance as well as commercial market insurers. Clients also include self-insured organizations, such as Property & Casualty Reinsurers.
Since its inception in 2014 Matthew Moore PR Inc. has become one of the largest independent public relations firms in Canada that focuses on risk management public relations services for the insurance sector.
The company and its client base has been featured in major daily newspapers across Canada including: The Globe & Mail, National Post, Toronto Star, Edmonton Journal, Canadian Press and The Financial Post.
The company also regularly appears on a number of radio shows including national shows such as SiriusXM Radio's Everything Automotive and Business Network. The firm also appears regularly on television news programs across the country.
"“Early in my career I worked for an auto dealer for nearly three years as a salesman and service manager.
Conclusion:
An experienced senior executive in the industry, with a proven track record, and with specific skills such as purchasing and financial analysis.”
-The committee's report on Matthew Moore, 2016
-New Edition 2014
The company has been featured in publications across Canada including The Globe & Mail, National Post, Toronto Star, Financial Post and others. The company also regularly appears on City TV Ottawa where they are often the top news item.
In this book I take you step by step through a 15-minute video presentation of how to go about buying a home.