8 Easy Routes to Cheaper Car Insurance
If you’ve been looking for ways to cut back on your monthly car insurance bill, then you’re in luck. By taking advantage of these simple steps, you can reduce your premiums and get the coverage that best fits your needs. Read on to learn how!
1) Buy Comprehensive Insurance Coverage
Comprehensive coverage will replace many items that are damaged or stolen from your vehicle – this is a great way to save money if something were to happen because it covers materials like clothing, and other personal items so it's important not to forget this when budgeting.
2) Drive a Fuel Efficient Vehicle
In order to get the best car insurance rate, you have to be familiar with your vehicle’s MPG (miles per gallon). If you have a very efficient SUV, then your family might be able to get away with a smaller sedan. This adds up!
3) Get Insurance on Your Parents’ Policy
Some parents don’t realize that they can add their kids as additional drivers on their auto insurance policy. In fact, they might even save money by doing so. Talk to the insurance agent about this possibility. You can also ask if there’s any room for negotiating rates since you are now part of an existing plan with them.
4) Shop Around
Does your current insurance provider have the lowest rate? Go in and ask them – they might not even know. Also, consider going to websites like Insweb.com for a non-biased quote. Getting multiple quotes will help you figure out which company and plan is best for you.
5) Look into Higher Deductibles
Cutting the amount of money you pay as your deductible will result in a lower premium. It’s important to understand what a higher deductible means though – it’s just like in medical coverage where you would have a bigger expense if something happened, but would also pay less every month.
6) Sign Up for Car Insurance on Your Cell Phone
This is a great way to save money and it’s easier than you think. Simply call up your current insurance company, and ask them if they’ll let you pay your premium by phone. You can also use this benefit for other utilities like cell phone plans, cable and internet.
7) Get Multi-Rater Discounts
You can get discounts for having more than one vehicle in your household, whether that’s through the same carrier or with different companies. This is just another reason to consider switching insurance companies since you might find the rates are much fairer than what you have now.
8) Review Your Coverage
Find out what you actually have in the terms of coverage. You might be paying more than you need and if you know the limits, it can help you decide what type of insurance to buy next. For example, will your auto insurance cover your ring? Or will your motorcycle policy cover tools or something else?
What are some ways that you save money on car insurance?
Thanks for reading!
Edited by: Lisa Curran
COPYRIGHT © ALL RIGHTS RESERVED BY THE AUTHOR
Please contact me if you want to use any part of this book.
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TABLE OF CONTENTS
1 – 19 EASY ROUTES TO CHEAPER CAR INSURANCE……………3
2 – HOW TO SAVE MONEY ON CAR INSURANCE.................8
3 – BASIC INFORMATION ABOUT CAR INSURANCE
4 – LEGAL RULES REGARDING FORECLOSURE..........20
5 – WHAT TO DO IF YOUR CAR IS STOLEN................28
6 – FURTHER INFO ON HOW TO SAVE MONEY ON CAR INSURANCE 37
ALSO SALE IN THE FOLLOWING CITIES AND STATES THAT I USED NOT ALL OF THEM HERE. IT CAN BECOME A FULL TIME JOB.
I HAVE BEEN PRACTICING MY SKILLS IN THE FOLLOWING COUNTRIES:
Mexico, Brazil, Spain, Dominican Republic, Puerto Rico, Argentina, Chile and USA.
1
1 - 20 EASY ROUTES TO CHEAPER CAR INSURANCE
COUPON CODE: “20BEST” WILL GIVE YOU ANOTHER 10% OFF. IT’S ONE OF THE BEST WAY TO SAVE MONEY.
Continue reading the next chapter to learn more about how to save money on different types of car insurance. Or you can get your copy totally free here http://delorisedelacruz.com/free-insurance-quote
1) Buy Comprehensive Insurance Coverage
Comprehensive coverage will replace many items that are damaged or stolen from your vehicle – this is a great way to save money if something were to happen because it covers materials like clothing, and other personal items so it's important not to forget this when budgeting.
2) Drive a Fuel Efficient Vehicle
In order to get the best car insurance rate, you have to be familiar with your vehicle’s MPG (miles per gallon). If you have a very efficient SUV, then your family might be able to get away with a smaller sedan. This adds up!
3) Get Insurance on Your Parents’ Policy
Some parents don’t realize that they can add their kids as additional drivers on their auto insurance policy. In fact, they might even save money by doing so. Talk to the insurance agent about this possibility. You can also ask if there's any room for negotiating rates since you are now part of an existing plan with them.
4) Shop Around
Does your current insurance provider have the lowest rate? Go in and ask them – they might not even know. Also, consider going to websites like Insweb.com for a non-biased quote. Getting multiple quotes will help you figure out which company and plan is best for you.
Conclusion
2 - 5 LEGAL RULES REGARDING FORECLOSURE
Continue reading the next chapter to learn about the 5 legal rules you must know about foreclosure. Or you can get your copy totally free here http://delorisedelacruz.com/free-insurance-quote
So basically you have to register a death with a court of any state in order to avoid paying the outstanding balance of your loan and not being responsible for paying off the property before it goes to auction or sale.