Affordable Car Insurance - It Is Out There!
Car insurance is a very important part of our lives. It protects you and your family in case of an accident. Unfortunately, car insurance is not always affordable. It can cost a lot of money with an annual premium that seems to come out of nowhere at the end of the year. So how do you find affordable car insurance?
Well, it’s easier than you think! You just need to know where to look and how to avoid being scammed into buying traditional car insurance that won’t help much when it comes time for repairs or other unexpected needs down the road.
Here are some options for affordable car insurance:
1. Mix and match body shops with repair shops. You want to find a reputable body shop that is close to your home and work. This way you won’t have to worry about getting the car fixed while still being productive at work or having to take time off of your job. You also want to make sure they are closely associated with local auto mechanics, so they can refer you to someone who will do a great job of repairing your vehicle quickly. A body shop that partners with several local mechanics will be able to find one that will get the job done right when it comes time for your repairs.
2. Car Insurance may be included in other insurance packages. Sometimes home, renters, or life insurance policies will include car insurance as well. So make sure to ask for quotes on your current policy before you make a decision about affordable car insurance by itself.
3. Consider purchasing the Gold Credit Card and using it for all of your purchases, including gas fill ups and car repairs. This card will not charge an annual fee and will offer protection on items that are purchased with it up to $250,000 in case anything goes wrong with the transaction or if there is damage to the item purchased. This is especially important for new cars, since you can use it for any repairs or maintenance that needs to be done. If a problem arises you will have peace of mind knowing that you are covered.
4. Consider getting liability insurance as part of your current car insurance policy. You will probably pay much less than if you bought it on its own because of all the other things that come with your car insurance. This is an option that is less explored by many people, so make sure to ask about it if you are looking for affordable car insurance.
5. Look at options to reduce the amount of coverage that you already have and consider dropping items that can be covered with other policies like home or life insurance instead. Car insurance is usually the first thing that we turn to when we need help, so it is important to have a policy that will pay for damages if you are at fault. However, if you are paying too much for this coverage and you have other options that will be more beneficial to your overall financial situation, it might be time to start looking.
6. Consider using the Association of British Insurers’ CheapCarInsuranceSale.com website to get cheap car insurance quotes from multiple companies. By comparing these different quotes from different companies online, you can see what the best deal is on affordable car insurance. Make sure that you compare all of the options available to you before making a final decision about the services that you want to use.
7. Find the best deal on insurance for drivers who have not yet turned 25 years old and have a clean driving record. Many times these people do not have enough experience behind the wheel of a car and are unable to get affordable car insurance as a result, but there are plenty of companies out there willing to provide them with affordable car insurance options as well! This is just one more way that they can get a discount on their premium payments.
8. Consider getting your coverage through an online company instead of going through traditional carriers like Geico or Allstate. This can be risky though, since it is not as easy to find information on the company that is providing the insurance in this case. You will have to do your research and get plenty of quotes from different companies before you make a decision like this.
9. Consider making some changes to your current car insurance policy details, such as where your car is being stored or how much you drive each year. This can make a big difference in the premiums that you are paying every month!
10. You can get FREE quotes from all of the major insurance carriers in the U.S. by going online to Google Insurance Insurance or Insure.com . These are top-notch companies that can provide you with affordable car insurance, so don’t skip past them!
(NOTE: This article was published in The Biz Blueprint, a free weekly email newsletter about small business advice.)
About the Author:
Travis Ruedi is founder of The Biz Blueprint and contributes articles to help small businesses grow. Before making it his full-time job, he owned his own successful company and wrote training courses via ebooks and other digital tools to help people stay on top of their work. To learn more about how to get a FREE copy of his popular book, “The Biz Blueprint: The Beginners Guide To Starting & Running Your Business (Online)” or to purchase it for $1.99, visit his website at http://www.travisruedi.com
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Categories: Insurance | Tags: Insurance Quotes, Low Cost Auto Insurance, the biz blueprint, Travis Ruedi | Comments Off on Affordable Car Insurance Options for Young Drivers
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Conclusion
Car insurance is not something that you want to take for granted. You will want to make sure that you get reasonable coverage in case of an accident and that you always pay your insurance premiums on time. If you make the right choices, you will be able to enjoy a reasonable rate and good coverage for yourself and your car.
(NOTE: This article was published in The Biz Blueprint, a free weekly email newsletter about small business advice.)
About the Author:
Travis Ruedi is founder of The Biz Blueprint and contributes articles to help small businesses grow.