Announcing the Best Guarantee in a Long Term Care Policy
If you're searching for an affordable long-term care policy to protect your family from the worst possible scenario, chances are one of the companies below is what you need.
Long-term care insurance claims are expensive and it's crucial that they're handled properly. Here's how the best long term care insurers make sure their clients are taken care of after a claim:
1) All policies include a pre-paid legal service to help with claim processes; 2) Policies have benefits based on a sliding scale in terms of severity or time since diagnosis; and 3) Policies have benefits in the event you lose wages because of medical expenses, which includes copays and deductibles paid by your employer as well as coverage by Medicare.
When you need insurance for your loved ones, there's no better way to protect them than by purchasing a long-term care policy from one of the best long-term care insurance companies listed below:
1. Quicken Life (a Safeguard product) (https://www.quickenlife.com/policy/)
2. Safeguard Life (https://www.safeguardsafelife.com/) 3. Colonial Penn (https://www.colonialpennlifeinsuranceblog.com/) 4. MGIC Special Needs Plan (https://mgicspecialneedsinsuranceplanandtrustco.wixsite.com/website) 5. Liberty Special Needs (https://libertyspecialneedslifeinsuranceblog.com/) 6. Income Protection Insurance (https://www.incometensiplan.com/) 7. Safeguard Life (https://www.safeguardsafelife.com/) 8. Commonwealth Care Insurance Plan (http://www.commonwealth-care-insurance-plan.com/index2/policy) 9.. MGIC Special Needs Plan (https://mgicspecialneedsinsuranceplanandtrustco.wixsite .com/website) 10 . Liberty Special Needs (https://libertyspecialneedslifeinsuranceblog .com/) 11 . Income Protection Insurance (https://www.incometensiplan.com/)
Of course, there's more out there when it comes to the best long-term care policies. Click here for a more comprehensive list of agencies and resources to help you find the best policy for your needs.
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For those in need of advice for obtaining a long term care policy I can provide you with information about the correct way to go about this. Contact me by going to:http://longtermtransitionplans.com/contact-me/
Brent Thompson has Certified Financial Planner (CFP) designation. Learn more about him by visiting his website: http://financialcoachingplan.com or emailing him at brent@financialcoachingplan.com
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Disclaimer: The content on this blog is not intended to replace professional financial advice. It is provided for informational purposes only, and should not be used as a substitute for professional financial advice. Consult your financial advisor before making any decisions about your finances. The content on this site should not be considered professional financial advice and does not constitute an unbiased or comprehensive analysis of the subject matter covered. There may be risks associated with using certain information presented here that readers should consider before acting on it.
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Editor's Picks: Autism and Depression May Be Linked, Study Says by Brad Johnson | June 2, 2016 | 6:05 am While this study looks at autism and depression as two distinct issues, it offers some intriguing insights into the mind of someone who is depressed and autistic -- and what those two conditions may mean for that person’s future. The research is published in the journal "Development and Psychopathology.” The lead author is Andrés Moreno, a psychologist at the University of Cambridge. He noted that it’s been suggested that there are some shared characteristics between autism and depression, which is one of the reasons he and his colleagues chose to look at children who have both conditions. “Parental reports suggest a range of similarities between autism spectrum disorders and depression for these children — both involve poor social skills that are partly due to social neglect and problems with communication,” Moreno said in a press release. Moreno also noted that a number of people who have autism often also develop depression as they get older. “And it is also widely known that a high proportion of young people with autism spectrum disorders develop depression, sometimes years or even decades later,” he said. “This suggested to us that the two conditions may share a common factor, or they may have different causes.” He and his colleagues analyzed data on 167 children who were diagnosed with autism spectrum disorder (ASD). On average, they were 3.4 years old when they were diagnosed and their family doctors got the diagnosis after at least two doctors had failed to do so. They also looked at 63 children who had been diagnosed with depression after another doctor failed to diagnose them as having ASD. The mean age of the children who were diagnosed with depression was 11.5 years old. The children in the study were mostly boys, as 74% of the 166 people diagnosed with autism spectrum disorder were boys. Women make up a little less than half of those diagnosed with depression, at 50%. The psychological traits that Moreno and his colleagues focused on include social skill development, social behavior and areas of communication such as language development and verbal skills — things such as eye contact, facial expressions, body language and tone of voice. “We set out to determine whether there is any common factor between the two conditions: ASD and depression for children in their pre-school years,” Moreno said.
Conclusion: Children with depression and ASD had similar traits in their social development. Moreno also looked at other findings based on a measure called the Childhood Autism Spectrum Test (CAST), which is a parent report questionnaire that asks things like how much a child is interested in other people and how much they are bothered by being left out of games. Some of the questions focus on social skills, while others are personality-based, such as “how bossy or stubborn is your child”? The children who were diagnosed with autism spectrum disorder had lower scores than those who were diagnosed with depression — but only when it came to the total score, not any individual part.