Insurance and warrant
Insurance and warranties for mobility products.ies for mobility products.
Mobility products—such as wheelchairs, canes, walkers and more—can be a major investment for people with disabilities. While quality mobility equipment helps keep you healthy and independent, it may also have the potential to lose value over time.
In this blog post we explore the questions you should ask before purchasing a mobility product that might require insurance coverage or warranties. We'll also include some tips on how to maintain your device so it lasts longer.
**Writing an introduction to an informative and factual blog post titled "Insurance and warranties for mobility products."**
Mobility products - such as wheelchairs, canes, walkers and more - can be a major investment for people with disabilities. While quality mobility equipment helps keep you healthy and independent, it may also have the potential to lose value over time.
In this blog post, we explore the questions you should ask before purchasing a mobility product that might require insurance coverage or warranties. We'll also include some tips on how to maintain your device so it lasts longer.
Check Your Current Insurance Coverage
If you are paying out of pocket for a mobility product, make sure you are not overpaying for coverage. The online tool provided by AAA for people with disabilities is a useful place to start. It can helpfully guide you in finding out if your current physical condition may qualify for free or low cost coverage from an automobile insurer or private carrier.
If you have a disability that is not covered by your current insurance provider, you can still find discounts on coverage. Contact your agent, broker or financial institution to see if you can obtain a quote from one of the larger companies.
Our blog post is part of our "Handicap Insurance" series. If you're looking for other topics relating to diagnosing and treating disabilities that may require extra coverage or expense, we have several more in the series that will also help you understand the ins and outs of treatment plans with financial assistance from insurance companies.
For example, you can also read about:
Handicap Insurance - Understanding diagnosis and treatment plans
Handicap Insurance - Knowing the rules of insurance coverage for any disability
What Does It Cost to Maintain My Mobility Equipment?
Many companies offer warranties on mobility equipment. You may pay an annual or monthly fee for extended coverage. This can be worth it if you are buying a product that is designed to be durable. After all, even the best wheelchair may require frequent replacement depending on how hard you use it.
An annual or semi-annual checkup by a trusted dealer can also help to extend the life of your product. To help ensure that your mobility equipment is properly maintained, be sure to ask for training on how to use the device. Additionally, you may also want to discuss strategies for handling common issues with the dealer.
The Checklist
You want your mobility product to last as long as possible. Here are some things you can do to keep it running like new:
Ensure that the battery on all devices is charged before leaving home each day. Try not to let it run out completely, especially if you will be away from an outlet for an extended period of time (such as over night).
Keep your mobility product in good working order by regularly lubricating the joints and hinges. Check to see if the manufacturer offers a maintenance kit for all their products, but even a basic set of lubrication tools can help get things moving smoothly.
Avoid abrasive parts that your wheelchair may come into contact with during normal use. Try to remove the grit from these areas by vacuuming or scrubbing with dish soap and water as needed. (Do not use ethanol-based cleaners.)
If you are having trouble cleaning an area, check online for detailed diagrams of how to clean it using specific materials .
Check your mobility equipment for any signs of wear and tear after it gets dirty. Use a soft cloth to wipe it down and dry it. A thin layer of oil may be used on the joints to keep them moving freely.
Store your wheelchair properly when not in use. This may mean taking care that it is not exposed to direct sunlight or other harsh elements.
Consult the manufacturer if you are having any issues with your mobility product. While most manufacturers offer an extended warranty and/or maintenance program, they may also offer helpful tips on maintaining your device in their online FAQ section.
Using these tips you may be able to avoid the expense of needing to replace your mobility product or needing repair services for specific parts. If you do need repairs, don't forget to ask about any warranties or coverage that the manufacturer offers for extended coverage on replacement products.
**Writing a concluding section for an informative and factual blog post titled "Insurance and warranties for mobility products."**
Our blog post is part of our "Mobility Product Insurance" series. For other topics relating to diagnosing and treating disabilities that may require extra coverage or expense, we have several more in the series that will also help you understand the ins and outs of treatment plans with financial assistance from insurance companies.
For example, you can also read about:
Mobility Product Insurance - Understanding diagnosis and treatment plans
Mobility Product Insurance - Knowing the rules of insurance coverage for any disability
How Do I Get More Information on Mobility Insurance?
We have provided just a brief overview of some of the most important questions to ask before purchasing an expensive mobility product. For more specific information on how to get the most out of your insurance policy, contact a representative from your carrier. This is a person that will be able to help you make your direct and indirect costs as much as possible.
For more helpful information, consider:
Calling your local disability rights commission or state consumer protection office for advice
Using the online interactive tool that AAA provides in their "Carriers' Guide for People With Disabilities"
Consulting with a broker or counselor who can help you locate service providers in your area
Being sure to ask the right questions during each stage of the sales process.
Conclusion
As you can see from this article, there is a lot to know about how to get the best deal on a mobility product. You have to consider both the direct and indirect costs of the device along with what type of coverage you want from your insurance and financial provider.